Comments on: Finovate: Privacy is dead, long live the PIN

Passwords are nice, but PINs can be far easier to remember. We take a look at four companies trying to take PINs online.

[loose_screw]

More hardware to carry around or keep connected to my PC? I wouldn't use this.

[Josh.Lowensohn]

What if it doubled as an SD + SATA reader and drink warmer?

[loose_screw]

LOL, I suppose that might make it more attractive. :)

[rcrusoe]

Bank of America has an optional logon system that requires you to enter a code generated by a "Safepass" card, or that is sent via text to your cellphone (in addition to your username and password). I always have my wallet and phone with me so this type of system is perfect for my needs.

Having to carry another piece of hardware is a non-starter.

[jacksob3]

We provide SMS and mobile banking and this can even use the same PIN number as the existing Phone Banking PIN numbers thus speeding up registration and use - see this Credit Union for example of service http://www.bccu.com.au/access-services/mobile-internet-banking.asp