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February 20, 2008 11:02 AM PST

Parents, protect your kids from identity theft

by Amy Tiemann

Adults are increasingly aware of the risks of identity theft, but how many of us think about protecting our children's identities? This is an issue that we should be thinking about from birth, when baby registries, online birth announcements, and even the "Stork News" sign in the front yard expose kids' personal information--name gender, date of birth, and home address--to the wider world.

Children who get their identities stolen may not know for years, until they grow up and go to apply for a job, student loan, or credit card themselves. You can imagine what a mess that would be. It is important to periodically monitor our kids' credit reports to make sure there is not any strange activity going on.

The South Carolina Now website has a good article on this topic, with links to many resources.

One of the experts in the article points out that parents often use their child's identity because of their own bad credit. Strangers pilfer identifying information through mail, trash, and poorly secured forms (say, at a school or doctor's office).

Some basic precautions start with the idea of paying attention, investigating unusual occurrences such as a young child receiving loan or credit card offers in the mail, and building in precautions like investing in a home office shredder.

Everybody should review their credit reports with the three major credit bureaus, which you can do free once year.

We need to watch what others are saying about us online, and what information we are giving out. Many websites, even legitimate ones, are not in compliance with COPPA, the law that requires verifiable parental consent to collect personal information from kids under age 13. I am researching this topic in greater depth for a separate post, but in the meantime, it makes sense for us require our kids to ask permission before registering for any web site. If you feel uncomfortable sharing the information, don't. The extent of data mining, and how that information is used, is not fully known yet.

Identity theft creates yet another issue for parents to add to their list of important tasks, but this is definitely a case where an ounce of prevention is well worth the effort.

Amy Tiemann, Ph.D., is the author of Mojo Mom: Nurturing Your Self While Raising a Family and creator of MojoMom.com. She is a member of the CNET Blog Network, and is not an employee of CNET.
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by tanglero February 23, 2008 5:26 AM PST
Parents should also spend time sitting next to their children while they are using the internet or if the child feels thats too invasive, tell them examples of what to do when they encounter a certain situation online.

For example, my daughter thought on MSN Messenger that it is safe to accept video requests because it must be from someone she knows but never accept text requests because it can be a stranger. Our children still think innocently and we should do nothing to stop that, just enlighten them with a new perspective and understanding.

While online, inform them about what their identity means and when it is appropriate to reveal too much. It's all about communication, whether its our kids at home or our colleagues at work.


Thomas F. Anglero, Father and CEO
WiHood ( www.WiHood.com )
Reply to this comment
by Tracy_Adams April 13, 2009 5:26 AM PDT
I enjoyed your article. Keep up the good work. I'm looking for information about child identity and possibly starting my own
business and came across this site in an article I read:
http://www.bizymoms.com/franchises/opportunities/child_identity.html, Are there any
sites you recommend?
Reply to this comment
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About parent . thesis

Today's parents may live and work on the cutting edge, but we didn't grow up in a digital era. (parent.thesis) brings you the latest news and musings about life raising kids in today's 24-7, hyperconnected world. MojoMom.com creator Amy Tiemann and open-source software pioneer Michael Tiemann are a 21st-century couple. They take a leap of faith as parents and build their parachute on the way down, living by the motto, "We aren't raising our children for the world we live in, we're raising them for the world they'll live in." Disclosure.

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