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October 3, 2006 4:18 PM PDT

Make sense of medical bills with MedBillManager

by Rafe Needleman
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Despite my best efforts, I am in the dark when it comes to understanding my family's medical expenses. I cannot make sense of the multiple different bills, statements, and insurance notices that I get. I'm pretty sure I'm getting ripped off fairly frequently. I just cannot tell where.

Intuit makes a product to track medical expenses, but based on its lukewarm user reviews and its $49 price, I've opted to skip it. But recently I heard from the founder of MedBillManager, a free online service that's trying to do the same thing: Give you a place to enter in all your medical billing paperwork so you can begin to correlate who is billing you and what your insurance companies have paid. Theoretically it should help you spot misbillings and make it much easier to document insurance disputes. The service is in gated testing now -- sign up on the site and you might get a trial password.

The service is certainly simple to use. Or, rather, it's as simple as it can be considering the Byzantine nature of the data it's trying to make sense of. Entering bills, insurance data, provider (doctor, hospital), and Explanation of Benefits statements is straightforward. One small snag, though, is that if you're entering a record (say, a bill), and you need to add a related entry, like a service provider, clicking on the "add provider" link takes you to a new page and erases the data you've already entered into the bill. That problem should be easy to fix as the product matures.

Of course, one big advantage to using PC software vs. a Web application is privacy. Do you really want to post you medical records on a startup's Web site? MedBillManager execs say they are committed to privacy (and there are federal regulations that govern how they'll have to handle the data), but posting this info online may still be a scary prospect for some. I guess as long as the site is free, you can always register under a fake name. Still, with a local app you'll generally have a better sense of where your data is at all times.

One feature you can't get on standalone software, though, is MedBillManager's very interesting social network (of a sort) for medical bill payers. It will let you see aggregate billing and insurance data from other people in your area that are paying for similar medical procedures. This should help you spot bills that are higher than they should be, or insurance payments that are lower. I've heard that the healthcare industry isn't too thrilled about this feature. Good.

MedBillManager is still in development. Some features, like bill comparison, are not yet live. And I haven't had the time with it to determine if it's comprehensive enough to handle the actual stream of medical billing paperwork that my family gets. But it looks like a good start, and I am definitely going to try out the system when I get my next batch of incomprehensible medical paperwork.

Rafe Needleman writes about start-ups, new technologies, and Web 2.0 products, as editor of CNET's Webware. E-mail Rafe.
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Medical Bill Negotiation
by hcmadmin February 13, 2008 2:11 PM PST
You can always just negotiate your medical bill

call us
http://www.hcmediation.com
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Medical Bill Negotiation
by hcmadmin February 13, 2008 2:12 PM PST
Medical Bill
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by Forextrading16 October 26, 2009 7:37 PM PDT
I used them and they saved me $800..not too bad
check it out
<a href=http://www.forextradingadvisory.com>Forex Trading</a>
by Forextrading16 October 26, 2009 7:40 PM PDT
http://www.forextradingadvisory.com
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