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Spend $25 at a local business, get $25 back from American Express

Big week ahead, fellow cheapskates! And I'm kicking it off with my annual guest appearance on CNET's Holiday Help Desk, which airs live today at 12 p.m. PT/3 p.m. ET. The big topic, of course, is Black Friday, and if you think you know what I'm going to say about it, think again. Hope you'll tune in!

That said, let's table Black Friday for a moment and talk Sweet Saturday. On November 26, American Express is sponsoring an event called Small Business Saturday. The upshot: Spend at least $25 at any … Read more

Less than half of app users have paid for an app

App users are a tight-fisted bunch, according to a recently released Pew Internet & American Life study. Pew reports that only 46 percent of U.S. cell phone and tablet users who have downloaded apps have paid for one.

That means that 16 percent of adults in the United States have paid for an app. That's a boost from the 13 percent polled by Pew who reported parting with their cash in May 2010.

Pew queried 2,260 adults over the age of 18 between July and August of this year, including 916 interviews conducted over cell phones. The numbers might not look so rosy for app developers who would much rather have paying customers than freeloaders.… Read more

The heavy-metal-speaker man

I interviewed Magico's Alon Wolf a few months ago when he visited his NYC dealer, EarsNova.

Like so many audio entrepreneurs I've talked with over the years, Wolf had started building speakers for himself years before he officially got into the business in 2005. Mastering engineer Paul Stubblebine was one of Wolf's first customers; he heard something in a Wolf speaker he couldn't get anywhere else.

Wolf was only interested in building the very best speakers he could without cost constraints, and that's his market niche. Thing is, it's also the most demanding market, … Read more

Online bullying: Still way less common than in real life

A new study entitled Teens, Kindness and Cruelty on Social Networks confirms much of what we already know about cyberbullying. Most kids aren't bullied and most kids don't bully either online or off.

In fact, the study--conducted by the Pew Internet & American Life Project for the Family Online Safety Institute and Cable in the Classroom--concluded that "[m]ost American teens who use social media say that in their experience, people their age are mostly kind to one another on social network sites." Nearly seven in ten (69 percent) of teens said that peers are mostly … Read more

American Express pledges $100M for digital-commerce startups

American Express plans to dabble in mobile payments and other forms of digital commerce at an arm's length, preferring to throw cash at startups rather than launch its own major initiatives.

The company said today that it will invest $100 million in startups that are designed to address mobile and online payments, security, reward and loyalty programs, and other forms of digital commerce.

This represents American Express's primary stab at the booming digital-commerce business, a potentially lucrative area that has a large number of players all vying for position. American Express's low-key approach stands in contrast to … Read more

2012 Mini Roadster is two-seater, open-top

Pictures and details were released this week of the 2012 Mini Roadster--the only open-top two-seater in the brand's history.

The Mini Roadster features the all-new four-cylinder engine in three options: the Mini Cooper Roadster with 121 horsepower and 114 pound-feet of torque, the Mini Cooper S Roadster 181 hp and 177 pound-feet of torque, and the sporty Mini John Cooper Works Roadster boasting 208 hp and 192 pound-feet of torque.

Performance-wise, the Mini Roadster offers standard electric power steering, dynamic stability, dynamic traction control with electronic differential lock control optional (standard in the Mini John Cooper Works Roadster); stainless-steel … Read more

Can the Facebook economy help Americans find jobs?

Facebook and the U.S. Department of Labor are teaming up to help unemployed Americans find work via social networks.

The new effort, announced Thursday in Washington, D.C and live streamed on Facebook, is called the "Social Jobs Partnership." A video of the event can be found here. Also joining the effort is a coalition of employment service non-profits: the National Association of Colleges and Employers (NACE), DirectEmployers Association (DE), and the National Association of State Workforce Agencies (NASWA).

As part of the initiative, there's a new Facebook page aimed at job seekers and employers. Eventually, … Read more

Mobile payments looking at turbulent times

SAN DIEGO--While the mobile-payment players acknowledge that partnerships are necessary for long-term viability, many are gearing up for some chaotic times.

The idea of a digital wallet and the opportunities that come from moving payments onto the smartphone were major themes at the CTIA Enterprise & Application show. American Express executive Dan Schulman used his keynote address to call for more alliances, noting that, "no single company can do this alone." The prospect of mobile payments was also the focus of one of the more prominent panel discussions today.

It's not hard to see why. Beyond getting … Read more

Amex: Partnerships required for mobile payments

SAN DIEGO--No single company can catapult mobile payments into mainstream use, said American Express executive Dan Schulman, who called for more partnerships between the financial and wireless worlds.

"All of us need to play together," Schulman said today during his keynote address at the CTIA Enterprise & Applications show. "All of us have strengths and capabilities we bring to the table."

Schulman himself straddles both worlds. He is the group president of American Express' enterprise growth unit, which is responsible for mobile payments. Prior to that, he ran Virgin Mobile USA and Sprint Nextel's prepaid, … Read more

Affordable American hi-fi, does it exist?

While I regularly write about ultra-high-end gear that's made in the U.S., I also cover as much affordable stuff as I can find. Grado Labs in Brooklyn manufactures some of my favorite headphones priced from $79 and phono cartridges from $60. My friends at Schiit Audio in Newhall, Calif., make headphone amplifiers and digital-to-analog converters with prices starting at $249. As for speakers, Zu Audio makes gorgeous-sounding models priced from $1,200 per pair. These companies aren't just based in the U.S., they also manufacture their products here.

If $1,200 doesn't qualify as affordable, … Read more