If you're all about value, then mosey on up to T-Mobile's Nokia Lumia 521. For $150 off-contract (or $130 if you manage to nab it from Walmart) the Windows Phone 8 device brings on solid performance and Nokia's signature apps for a bargain price.
Its biggest drawback -- besides the obvious step-down in screen and camera quality compared with the now-discontinued Lumia 810 and upcoming Lumia 925 flagship -- is that the 521 lacks LTE support. However, you won't be hobbled by 3G speeds; the 521 will still ride T-Mobile's 4G HSPA+ network.
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